Savings Archives | Sequence FM

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How much should you really be saving for retirement?

August 8, 2017
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Retirement should be the time in your life where you’re able to relax and enjoy the fruits of your labour throughout your working life. However, simply paying into your savings or a pension for when you retire might not allow you to do this if you’re […]

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Pension-Security

Investing in Venture Capital Trusts: what you need to know

August 8, 2017
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Venture Capital Trusts (VCTs) are publicly listed closed-end funds. They are crafted to provide individual investors access to venture capital investments through regular capital markets. This is achieved through VCT fund managers working to generate above-average returns for investors by identifying potentially profitable investments in small […]

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Will the first online-only savings bond mean savers will miss out?

April 3, 2017
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The new government-backed savings bond from National Savings & Investment (NS&I) is set to launch in April this year, offering what Chancellor Philip Hammond has described as a ‘market-leading’ interest rate of 2.2% over three years. The bond is also set to become […]

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savings

ERNIE to get slimmer

March 3, 2017
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Premium bonds celebrated their 60th anniversary last year; whilst they’ve remained popular throughout that time, it’s not hard to see that what they offer is closer to a lottery ticket than a viable investment opportunity. The chances of winning the jackpot is 26 million to one […]

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Should I transfer out of my final salary pension scheme?

February 8, 2017
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Retirement consultancy Mercer recently revealed that the final salary pension deficit of the 350 largest companies listed in the UK had reached £137 billion by the end of last year, despite the FTSE 100 index closing 2016 at a record high. That figure is more than three times […]

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UK-Savings

What will the new government-backed savings bond mean for savers?

January 9, 2017
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Amongst a generally gloomy Autumn Statement, chancellor Philip Hammond offered a potential ray of hope for those looking to achieve better returns on their nest egg, thanks to the announcement of a new government-backed savings bond. Set to become available from spring 2017 through National Savings &amp […]

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1 in 10 people not saving anywhere near enough for retirement

December 13, 2016
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Figures released last month have revealed that over one in ten (11%) of working people have yet to begin paying into a pension pot. Worryingly, this includes nearly one in ten people in the 51-65 age bracket. The average age at which most people expect to begin […]

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generation-planing

The next generation’s need for planning may be even greater than our own

November 8, 2016
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Research from the Institute of Fiscal Studies (IFS) surrounding wealth in the UK has been making headlines in recent months. The study has found that people born during the 1980s are now half as wealthy as those born in the 1970s were at the same stage in their […]

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