Pensions Archives | Sequence FM

shutterstock_520738651

How much should you really be saving for retirement?

August 8, 2017
|
Comments off
|

Retirement should be the time in your life where you’re able to relax and enjoy the fruits of your labour throughout your working life. However, simply paying into your savings or a pension for when you retire might not allow you to do this if you’re […]

Read more
Pension-Security

Investing in Venture Capital Trusts: what you need to know

August 8, 2017
|
Comments off
|

Venture Capital Trusts (VCTs) are publicly listed closed-end funds. They are crafted to provide individual investors access to venture capital investments through regular capital markets. This is achieved through VCT fund managers working to generate above-average returns for investors by identifying potentially profitable investments in small […]

Read more
elderly-couple

What’s happening with DB pension schemes?

June 20, 2017
|
Comments off
|

Defined benefit (DB) pension schemes continue to be a hot topic in the business and financial worlds as an increasing number of people seek to transfer their pensions from a DB scheme. Recent figures suggest that more than four out of five (83%) of financial advisers in the […]

Read more
retirement-plan

What does the 25% charge on QROPS transfers mean for your dream to move abroad?

April 3, 2017
|
Comments off
|

In the Budget earlier this month, the Chancellor Philip Hammond announced a 25% charge for people moving their pension abroad. If you’re planning to spend your retirement somewhere warmer and sunnier than the UK then the news may have worried you somewhat – will it end up stalling […]

Read more
elderly-couple

Should I transfer out of my final salary pension scheme?

February 8, 2017
|
Comments off
|

Retirement consultancy Mercer recently revealed that the final salary pension deficit of the 350 largest companies listed in the UK had reached £137 billion by the end of last year, despite the FTSE 100 index closing 2016 at a record high. That figure is more than three times […]

Read more
Pensions UK

State pension age may rise to 70

January 9, 2017
|
Comments off
|

Recent reports suggest that the government is planning to raise the official state pension age to 70 for those currently in their 20s. As a more aggressive timetable for increasing state pension age is apparently to be introduced, those in the 45-55 age bracket could be set […]

Read more
elderly-couple

Would you be happy renting in retirement?

October 5, 2016
|
Comments off
|

A major goal for many during their retirement will be to enjoy their home after finishing paying off their mortgage. Depending on when you purchased your house however, and with house prices seeing a rise of 30% in the past decade, owning outright is becoming more difficult to […]

Read more
Question-mark

What is pension salary sacrifice and can you still do it?

July 7, 2016
|
Comments off
|

A recent report in the Financial Times discussed the changes to pensions tax relief that could be on the horizon, one of which is the potential for pension salary sacrifice to be abolished by the government. But, unless you’re someone currently either offering or receiving salary sacrifice […]

Read more