Financial Planning Archives | Sequence FM

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What financial wellbeing means for your health

March 28, 2017
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The latest Financial Wellness Index has revealed that people with very little savings and those who are struggling to pay their bills are also those who are suffering from poor health. Conversely, those enjoying good health are more likely to experience a higher level of financial wellness. The […]

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What is the ‘real rate of inflation’?

February 8, 2017
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The current projected figures for 2017 see inflation set to grow by between 2.5% and 3%, but there are already reports surfacing that this figure is misleading, with most families set to experience much higher increases than this, thanks to the ‘real rate of inflation’. But what […]

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Millions have less than £100 in savings

November 8, 2016
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A recent survey has revealed the startling statistic that over 16 million people in the UK have less than £100 of savings. In five areas of the country – Northern Ireland, the West Midlands, Yorkshire and Humber, North East England and Wales – over 50% of the adult population has […]

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November Market Commentary

November 8, 2016
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Introduction

We left you last month having reported on September as a month where ‘nothing much happened’ on the world’s stock markets. For many of the major markets October was much the same: only three of the twelve markets we cover were down in the […]

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Markets

October Market Commentary

October 5, 2016
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Introduction

September was the month when nothing much happened on the world’s stock markets. Three of the 11 major markets on which we report were up, three were unchanged and five were down – but none of them by very much. The UK led the way […]

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You have a financial plan, but do you have a financial plan b?

October 5, 2016
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“The best laid schemes o’ mice an’ men, gang aft agley”. So said Robert Burns in his poem ‘To a Mouse’, lyrically summing up the idea that no matter how well we prepare, there are always factors beyond our control that can cause our ‘best laid’ plans to […]

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What does property look like as an investment after 2016’s changes?

June 10, 2016
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The buy-to-let market has already seen some significant changes in 2016, perhaps most significantly the increase in stamp duty on any property you own other than your primary home. What this means for those looking to invest their money in property is that the market may […]

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The unexpected financial influence of “The Bank of Mum and Dad”

June 10, 2016
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Recently released data suggests that “The Bank of Mum and Dad” will lend out £5 billion this year to children looking to get on the UK property ladder. Parents will therefore be assisting in financing one in four of all UK mortgage transactions in 2016. The average loan […]

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